{"id":32258,"date":"2020-08-19T08:53:00","date_gmt":"2020-08-19T00:53:00","guid":{"rendered":"https:\/\/aprea.asia\/?p=32258"},"modified":"2025-07-01T09:17:58","modified_gmt":"2025-07-01T01:17:58","slug":"prudential-measures-for-mortgage-loans-on-non-residential-properties","status":"publish","type":"post","link":"https:\/\/www.aprea.asia\/zh\/prudential-measures-for-mortgage-loans-on-non-residential-properties\/","title":{"rendered":"\u975e\u4f4f\u5b85\u7269\u4e1a\u62b5\u62bc\u8d37\u6b3e\u7684\u5ba1\u614e\u63aa\u65bd"},"content":{"rendered":"<p class=\"\"><strong>APREA\u00a0<\/strong>lauds the\u00a0<a href=\"https:\/\/www.hkma.gov.hk\/eng\/\" target=\"_blank\" rel=\"noreferrer noopener\">Hong Kong Monetary Authority<\/a>\u2019s recent announcement of a prudential measure to raise the applicable loan-to-value ratio caps (LTV ratio) for mortgage loans on non-residential property from 40% to 50% for general cases, which took effect on August 20, 2020.<\/p>\n\n\n\n<p class=\"\">The LTV ratio relaxation could provide greater cash flow flexibility and allow commercial real estate companies in Hong Kong to efficiently manage their debt and capital structures in light of the challenging environment arising from the COVID- 19 pandemic.<\/p>\n\n\n\n<p class=\"\"><strong>Please view the details of the announcement\u00a0<a href=\"https:\/\/www.hkma.gov.hk\/eng\/news-and-media\/press-releases\/2020\/08\/20200819-5\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8fd9\u91cc<\/a>.<\/strong><\/p>\n\n\n\n<p class=\"\"><\/p>","protected":false},"excerpt":{"rendered":"<p>APREA\u00a0lauds the\u00a0Hong Kong Monetary Authority\u2019s recent announcement of a prudential measure to raise the applicable loan-to-value ratio caps (LTV ratio) for mortgage loans on non-residential property from 40% to 50% for general cases, which took effect on August 20, 2020. The LTV ratio relaxation could provide greater cash flow flexibility and allow commercial real estate <a href=\"https:\/\/www.aprea.asia\/zh\/prudential-measures-for-mortgage-loans-on-non-residential-properties\/\" class=\"more-link\">\u2026<span class=\"screen-reader-text\">  \u975e\u4f4f\u5b85\u7269\u4e1a\u62b5\u62bc\u8d37\u6b3e\u7684\u5ba1\u614e\u63aa\u65bd<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-32258","post","type-post","status-publish","format-standard","hentry","category-media-centre"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Prudential Measures for Mortgage Loans on Non-residential Properties - Asia Pacific Real Assets Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.aprea.asia\/zh\/prudential-measures-for-mortgage-loans-on-non-residential-properties\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prudential Measures for Mortgage Loans on Non-residential Properties - Asia Pacific Real Assets Association\" \/>\n<meta property=\"og:description\" content=\"APREA\u00a0lauds the\u00a0Hong Kong Monetary Authority\u2019s recent announcement of a prudential measure to raise the applicable loan-to-value ratio caps (LTV ratio) for mortgage loans on non-residential property from 40% to 50% for general cases, which took effect on August 20, 2020. The LTV ratio relaxation could provide greater cash flow flexibility and allow commercial real estate ... 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